Know your tax bill before HMRC does
Connect your accounts in read-only mode through Open Banking. See your whole net worth, split employed and freelance income, and watch exactly how much to set aside for tax as you earn it.
Download the app
Features
Everything your money is doing, in one calm view
From net worth to next January's tax bill. MultiWallet turns scattered accounts into a picture you can actually act on.
Your whole net worth, in one place
Securely connect your current accounts, savings and credit cards through Open Banking and see everything add up in a single, calm view; no spreadsheets, no manual entry.
- Read-only connections via TrueLayer
- Balances refresh automatically
- Works across multiple UK banks
See employed and side income, separately
MultiWallet recognises the difference between your salary and your freelance or side income, so you always know how much of your money is yet to be taxed.
- Employed vs. self-employed at a glance
- Track every income stream you connect
- Built for people with more than one source of money
Know your tax bill before HMRC does
Get a running estimate of what you'll owe, Income Tax, National Insurance and Payments on Account, based on the income you've actually earned this year.
- Income Tax and National Insurance breakdown
- Payment on Account included
- Updates as your income changes
Put tax money aside before it's spent
MultiWallet shows how much to set aside as you earn, so the tax bill is money you've already accounted for, not a January surprise.
- A clear set-aside target as you go
- Track what you've put away vs what's due
- No nasty surprises at the deadline
Security & trust
Built to be trusted with your numbers
MultiWallet shows you your money, it never touches it. Here's exactly how that works.
Read-only access
MultiWallet can only ever read your account information. It cannot move, hold or spend your money — that stays entirely with you and your bank.
Bank-level encryption
Your data is encrypted with AES-256-GCM, the same class of encryption used to protect sensitive financial information.
Powered by TrueLayer
Connections are made through TrueLayer, an FCA-regulated Open Banking provider. MultiWallet reads your data through TrueLayer's secure, regulated infrastructure as its agent.
MultiWallet Ltd is not authorised or regulated by the Financial Conduct Authority and does not provide payment services. We do not hold, safeguard or move your money. The regulated Open Banking connection is provided by TrueLayer.
Pricing
Start free. Upgrade when tax season matters.
No card needed to begin. Cancel your Pro subscription whenever you like.
Free
Get a clear picture of where you stand.
£0/ forever
- Up to 2 connected accounts
- Net worth in one place
- Basic income split
- Read-only Open Banking connections
No card required
Pro
Stay ahead of every tax bill.
£11.99/ month
or £119/year · Save 17% on yearly
- Everything in Free
- Unlimited connected accounts
- Tax estimate: Income Tax, NI & Payment on Account
- Tax set-aside tracking
14-day free trial · cancel anytime
FAQ
Questions, answered
Is MultiWallet free?
Yes, the Free plan lets you connect up to two accounts and see your net worth and a basic income split, at no cost. Upgrade to Pro when you want the full tax estimate, set-aside tracking and unlimited connected accounts.
How does MultiWallet make money?
Through Pro subscriptions, billed securely by Stripe. We don't sell your data, and we never take a cut of your money, we simply charge for the Pro features.
Is my data safe?
Your bank connections are read-only and made through TrueLayer, an FCA-regulated Open Banking provider. Your data is encrypted with AES-256-GCM, and MultiWallet can only ever read information, it cannot move money or make payments.
Which banks are supported?
Most major UK banks and building societies are supported through Open Banking. When you connect an account you'll see the current list of available providers, and support continues to grow.
Can MultiWallet move my money?
No. MultiWallet has read-only access to your accounts, it can show you balances and transactions, but it can never move, hold or spend your money. Only you can do that, from your own banking apps.
What if I want to cancel?
You can cancel your Pro subscription at any time from your account settings. You'll keep Pro features until the end of your billing period, then move back to the Free plan, and you can disconnect any bank at any time.
Still have a question? Email us.
Stop guessing what you owe
Connect your accounts in minutes and see your net worth, income split and tax set-aside — all in one place.